Loan application software
Digital application flows that help partners collect information, manage status, and communicate clearly.
Discuss a project ↗Loan software development
Software that makes lending operations clearer and stronger.
PhilCons Software develops dependable software for loan applications, customer journeys, account servicing, and responsible lending operations.
Software infrastructure for responsible lending.
Responsible by design
Serving consumersPhilippines
Scroll to discover ↓
01 / Who we are
A software company focused on loan technology.
PhilCons Software builds and maintains digital tools that support lending businesses and their customers. Our role is to provide technology: the software, workflows, integrations, and interfaces that help partners operate more clearly and efficiently.
SEC Company Registration Number2023070107403-15
01Loan workflows
Structured digital journeys for applications, review, servicing, and follow-up.
02Secure foundations
Technology designed around access control, privacy, resilience, and care.
03Partner-ready systems
Flexible software that can support responsible lending operations and integrations.
02 / What we do
Purposeful technology, thoughtfully deliveredAccount & payment servicing
Software foundations for customer accounts, repayment tracking, notifications, and operational visibility.
Discuss a project ↗Integrations & operations
Practical tools and integrations that help lending teams run consistent, auditable day-to-day processes.
Discuss a project ↗Featured case / 01
Meet Cashama.
A clearer way into the loan journey.
Cashama is a live digital experience from the PhilCons Software ecosystem. It brings together a focused customer journey, clear information, and technology designed to make access to loan services feel more straightforward.
Explore Cashama ↗
CashamaLOAN SOFTWARE EXPERIENCE Live case study ↗
Platform capabilities
Designed for the full lending journeyApplication flow
Organize onboarding, information capture, and status updates in one clear digital experience.
Customer care
Keep communication timely and transparent across the customer relationship.
Repayment visibility
Give teams and customers a more understandable view of account activity and follow-up.
Operations intelligence
Connect workflows and useful data points so teams can make better operational decisions.
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Good loan software should make every step easier to see.
Our work starts with the operating reality of lending teams and the need for customers to receive clear, timely information.
We turn complicated processes into dependable digital workflows while leaving lending decisions and regulated financial activities with the appropriately authorized business or partner.
How we work ↓03 / Our approach
From insight to impactListen closely
We start with people, their goals, and the moments where financial services can feel difficult.
Make it clear
We turn insights into simple product journeys, thoughtful interfaces, and practical solutions.
Build responsibly
We pair useful innovation with dependable operations, privacy, and long-term thinking.
Keep improving
We learn from every interaction and continuously refine the experience for the people who rely on it.
04 / What guides us
Small details. Meaningful difference.
01
Clarity over complexity
People should never need to be experts to make informed decisions.
02
Trust is a product feature
Transparency, security, and care belong in every layer of the experience.
03
Progress with purpose
We focus on practical innovation that improves real lives, one step at a time.
06 / Built on trust
Technology services with clear boundaries.
PhilCons Software is a software development company. We provide technology and operational tools for loan businesses and partners; we are not presenting ourselves as a bank, lender, deposit-taking institution, payment service provider, or financial adviser.
Loan offers, approvals, rates, fees, collection policies, and other financial terms are determined and communicated by the relevant lending business or authorized partner.
SEC Company Registration Number2023070107403-15
05 / Frequently asked
Let’s make things clear.
A few useful details about PhilCons Software and how to reach our team.
What does PhilCons Software do?+
We develop software for loan applications, customer account servicing, repayment operations, communications, and related lending workflows.
Is PhilCons Software the lender?+
PhilCons Software is a technology provider. Unless clearly identified otherwise by an authorized partner, we do not directly offer loans, make credit decisions, accept deposits, or set financial terms.
Where is the company based?+
Our registered office is in Ortigas Center, San Antonio, Pasig City, Philippines.
How can I contact the team?+
Send us an email at admin@cashama.ph for partnerships, inquiries, and general information.
What is the SEC registration number?+
Our SEC Company Registration Number is 2023070107403-15. Corporate registration information should not be interpreted as a lending, banking, payment, or other financial-services license.
07 / Start a conversation
Let’s build what comes next.
For partnerships, inquiries, and general information, our team would be happy to hear from you.
admin@cashama.ph ↗